About MII Solutionz · QROPS Transfer Specialists
Since 2013, MII Solutionz has guided NRIs through HMRC-recognised QROPS transfers with HMRC-compliant documentation, end-to-end execution, and a flat refusal to take shortcuts. We turn the most confusing part of returning home into a clear, compliant, no-surprises plan.
100% HMRC-approved · Tax-compliant · 1500+ NRIs guided · 13+ years
1500+
NRIs guided since 2013
Our Story
MII Solutionz started with one observation: thousands of Indians return home every year leaving private pensions stranded in the UK — unsure where the money sits, whether it can move, and what HMRC permits. We were among the first firms in India to specialise full-time in UK pension transfer to India through HMRC-recognised QROPS.
Today we work with NRIs across the UK, Europe, the Gulf and South-East Asia. The work is the same: classify the scheme, run a compliance review, build a transfer plan, execute end-to-end. The difference is experience — 13+ years of casework, 40+ ceding providers handled, and zero shortcuts taken.
Why specialists matter. A UK pension transfer touches HMRC's QROPS register, the ceding provider's transfer rules, the receiving Indian scheme's onboarding, HMRC-recognised documentation, and the cross-border tax position. Generalist advisers miss steps. We don't.
"We treat every transfer like it's our own pension on the line — because for the family on the other end of it, it is."
The MII Solutionz team
How We Work
Returning home is a once-in-a-life financial move. The way it's handled matters more than how fast it's handled.
Every transfer goes to a scheme on HMRC's QROPS register, with HMRC-compliant documentation and a paper trail. The 25%+ Overseas Transfer Charge and 55% unauthorised-payment charge exist because shortcuts are real. We don't take them.
You'll know what your scheme is, why it qualifies (or doesn't), what the receiving QROPS looks like, what the timeline is, and what the cross-border tax position is — before we ask you to sign anything.
Funds move directly between the UK ceding provider and the Indian QROPS. Your savings never sit in a holding account in our name. Slow weeks happen; lost money doesn't.
What We Specialise In
DB, DC, personal, occupational, SIPP, SSAS — we identify exactly what you hold and what HMRC permits.
Live verification against HMRC's recognised overseas pension scheme list, with charge-band analysis.
Several legacy UK pots consolidated into one Indian QROPS — easier to monitor, simpler to plan around.
UK and India sides modelled together — including the 25% Overseas Transfer Charge and DTAA implications.
Selecting and opening the right HMRC-recognised Indian scheme for your residency and goals.
Beneficiary nomination, lump-sum routing, and the UK inheritance tax exposure on un-transferred pensions.
Who We Help
Building UK private pension contributions while planning an eventual return to India. We help you map the transfer window before you move.
Pensions left untouched after a stint in the UK — often forgotten. We trace, classify and transfer them.
You're back in India, the pension is still in pounds, and currency drift is eating it. We move it into INR-denominated growth.
Three pensions across two providers and one DB scheme? We consolidate into one HMRC-recognised QROPS.
Indians in the Gulf, Singapore, the EU — with UK pensions in tow. Cross-border setups are our day job.
NRIs thinking ahead about beneficiary nomination, lump-sum payouts, and inheritance protection.
Our Promise to You
If a transfer doesn't make sense for your situation, we'll tell you. If your scheme can't go via QROPS, we'll explain what your alternatives actually are. Compliant, transparent, step-by-step. Always.