QROPS Calculator · UK Pension to India
See your UK pension's value in INR, after charges.
Plug in your pension pot, your residency status, and an expected growth rate. The calculator estimates your transfer value in INR, models the 25% Overseas Transfer Charge if relevant, and projects long-term growth — all instantly, with no sign-up.
Indicative figures · Updated for 2026 · No personal data stored
QROPS Transfer Calculator
Estimate your UK pension's INR value, before and after charges.
All figures are indicative. For a precise, scheme-specific number, request a free assessment.
Inputs
Tell the calculator about your pension
All inputs stay in your browser. Nothing is sent anywhere.
How the Calculator Works
The exact math, in plain English.
1. Pot × FX rate
Your GBP pot multiplied by the GBP→INR rate gives the gross INR value before any charges.
2. Overseas Transfer Charge
If the QROPS isn't in your country of residence, HMRC may levy 25%. The calculator applies the charge accordingly.
3. Net into QROPS
What actually lands in the receiving Indian QROPS — pot minus charge, in both GBP and INR.
4. Compounded growth
Net amount compounded at your chosen annual rate over the years remaining to retirement.
What's not modelled
Indian income tax on drawdown, scheme fees, FX volatility year-on-year, and DB-specific transfer-value adjustments.
For a precise number
Request a free assessment. We model it against your actual scheme, residency timing and target QROPS.
Want a Precise Number?
Get a tailored QROPS estimate, free.
The calculator gives you a useful ballpark. A free assessment gives you a real number — based on your actual UK scheme, your residency timing, and the receiving Indian QROPS that suits you best.