Locations · Bangalore
If you built a career in the UK's tech sector and you're now back in Bengaluru — or planning the move — your UK workplace pension doesn't have to stay stranded 8,000 km away. We help Bangalore-based NRIs transfer UK pensions into HMRC-recognised QROPS, cleanly and compliantly.
QROPS advisor for Bangalore NRIs · HMRC-recognised schemes · 13+ years · 1500+ NRIs guided
Why Bangalore
Bengaluru has absorbed more returning UK-based IT professionals than anywhere else in India — and most of them left a pension behind.
Thousands of engineers, product managers and consultants spent five to fifteen years on UK payrolls before relocating to campuses in Whitefield, Electronic City and along the Outer Ring Road. Many auto-enrolled into workplace schemes like NEST, The People's Pension, Aviva or Scottish Widows and simply left the pot dormant when they moved home.
The nature of Bengaluru's tech workforce — frequent moves between UK employers, contractors and umbrella companies — means a lot of professionals hold three or four small, forgotten defined-contribution pots rather than one clean pension. Consolidating them into a single Indian QROPS is often the single biggest reason our Bangalore clients call.
Unlike Gulf-based NRIs who may return to the UK, most returning tech professionals in Bangalore intend to retire in India. That permanent-resident intent changes the tax maths considerably — and usually strengthens the case for holding retirement savings in INR rather than leaving them exposed to sterling and UK rule changes.
How it works in Bangalore
No office visit needed. We run eligibility calls over video around your work hours — useful when you're still coordinating with UK colleagues on London time.
Can't remember which provider held your first UK job's pension? We help trace dormant workplace schemes so nothing gets left behind.
We map all your pots, model the transfer of each, and bring them into one HMRC-recognised Indian QROPS with a single statement.
Funds move directly from your UK ceding providers to the Indian scheme. We coordinate; your money never passes through us.
Compliance first
A tech salary in the UK often means a larger pot, which makes charge thresholds and tax modelling matter even more.
We only ever transfer into schemes on HMRC's Recognised Overseas Pension Scheme list. That protects you from the 55% unauthorised-payment penalty that catches people who transfer into unregistered arrangements.
Because you're resident in India, your transfer's exposure to the 25% Overseas Transfer Charge depends on precise residency facts. We screen this in the assessment stage, before any paperwork is submitted.
The UK-India Double Taxation Avoidance Agreement determines where your eventual pension income is taxed, and FEMA governs how the funds are treated in India. We produce a plain-English memo covering both so there are no surprises at drawdown.
Who this is for in Bangalore
If you worked in the UK for a few years and are now settled in Bengaluru, you almost certainly have a pension you can consolidate and bring home. Tell us your provider names — we'll come back with a clear, no-obligation read on eligibility, cost and timeline.
Explore more
The six specialist services behind every transfer.
View servicesSee the five-step, HMRC-compliant transfer journey.
See the processBook a no-obligation eligibility conversation.
Contact usFind QROPS guidance for your city across India.
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