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MII Insurance · For NRIs & Global Indians

Cover that fits your life — on both sides of the world.

Term life, health, critical illness and parents' family floater plans — designed for NRIs returning home, NRIs staying abroad, and the parents you've left in India. We work with India's top insurers to find the right cover, at the right price.

IRDAI-licensed partners · NRI-friendly insurers · No commission bias

NRI family reviewing term and health insurance options across UK and India

Four Cover Categories

The cover NRIs actually need.

Term Life Insurance

Pure-protection cover at minimal cost — typically 10–15× annual income. NRI-friendly insurers, online medical underwriting where possible, and policies that pay out in INR or chosen currency.

  • NRI-friendly insurers
  • Online medicals
  • Wide cover band (₹50L–₹10Cr)

Health Insurance (NRI)

Comprehensive Indian health cover with international treatment riders. Useful when you're back in India for visits, on relocation, or as a permanent health backstop.

  • Indian hospital network
  • International treatment riders
  • Cashless claim support

Critical Illness Cover

Lump-sum payout on diagnosis of major illness — cancer, heart attack, stroke and more. Especially useful for NRIs, where treatment decisions span countries and cash matters fast.

  • 30+ named conditions
  • Lump-sum payout
  • Independent of health policy

Parents' Family Floater

Comprehensive health cover for the parents you've left back home in India. Senior-citizen-friendly plans, manageable claims, and you can pay from anywhere in the world.

  • Senior-citizen-friendly
  • Cashless network
  • NRI can fund the premium

Why MII Insurance

Cover that's chosen, not pushed.

Multi-insurer

Top NRI-friendly insurers

We compare across HDFC Life, ICICI Prudential, Tata AIA, Max Life, Bajaj Allianz, Care Health and others — instead of pushing one brand.

NRI-aware

Built for cross-border life

Currency, residency, age-band and tax positioning are all considered before we shortlist. No "domestic-only" surprises.

Plain English

No fine-print games

We translate exclusions, waiting periods and claim ratios into one comparison table. Decide with eyes open.

Get an Insurance Plan

Tell us what you need to protect. We'll do the rest.

Family details, age, current cover (if any) and what worries you most. We come back with a shortlist, an honest comparison and a recommendation — fee-only, no commission noise.