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Aegon · QROPS Transfer for NRIs
Transfer Your Aegon UK Pension to an Indian QROPS without the guesswork.
Aegon is a major workplace pension provider serving UK employers, and part of a large international insurance group. If you built up a pension with Aegon through an employer scheme during your UK working years and have now settled, or are settling, in India, we handle the entire move into an HMRC-recognised QROPS — compliant, tax-aware, and settled directly between providers.
India's Best QROPS Specialist · HMRC-recognised QROPS · 13+ years · 1500+ NRIs guided
Your Aegon Pension
What kind of Aegon pension are you likely holding?
Aegon's UK business is built primarily around workplace pension administration, so most NRIs we speak to hold a scheme connected to a former employer.
The vast majority of Aegon pensions we see are workplace defined contribution (DC) pensions, set up by an employer through auto-enrolment or a group personal pension arrangement, with contributions invested across Aegon's fund platform. A smaller number of NRIs hold a standalone personal pension arranged independently, sometimes through a workplace scheme that Aegon inherited when it took over another provider's book of business, as international insurance groups periodically consolidate.
Whichever type you hold, the first step is requesting a current transfer value directly from Aegon and confirming there are no outstanding employer contributions or vesting periods that need to settle first. We manage that request and everything that follows.
Transfer Considerations
What matters most when moving an Aegon pension
The rules that govern this transfer come from HMRC, not Aegon — so getting the compliance side right protects you, whichever provider you're moving from.
ROPS verification first
Before Aegon releases a single rupee, we confirm your receiving scheme is on HMRC's recognised overseas pension scheme list.
Avoiding the 55% penalty
Transferring to an unrecognised scheme can trigger an unauthorised payment charge of up to 55% of the transfer value — a risk we eliminate upfront.
HMRC-compliant paperwork
Discharge forms, ID verification and provider declarations are all prepared to be accepted by Aegon the first time.
Explore More
Related pages & other providers
The transfer process
A step-by-step look at how your money moves. See the process →
Talk to us
Start your Aegon QROPS assessment today. Contact us →
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Start with a Free Assessment
Ten minutes is all it takes to know where your Aegon pension stands.
Tell us about your Aegon scheme and where you're settling. We'll come back with a clear, no-obligation read on whether a QROPS transfer is right for you, what it would cost, and how long it would take.