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Fidelity · QROPS Transfer for NRIs
Transfer Your Fidelity UK Pension to an Indian QROPS without the guesswork.
Fidelity's UK platform is widely used for self-invested personal pensions (SIPPs), popular with self-directed investors who prefer to choose and manage their own fund selections. If you built up a SIPP or workplace pension on the Fidelity platform during your UK years and have now settled, or are settling, in India, we handle the entire move into an HMRC-recognised QROPS — compliant, tax-aware, and settled directly between providers.
India's Best QROPS Specialist · HMRC-recognised QROPS · 13+ years · 1500+ NRIs guided
Your Fidelity Pension
What kind of Fidelity pension are you likely holding?
Fidelity's UK platform is best known for giving investors direct control over their fund choices, so the pensions held there tend to be more actively managed than most.
Most NRIs we speak to hold a self-invested personal pension (SIPP) on the Fidelity platform, built up by actively selecting funds, investment trusts or shares rather than accepting a default workplace fund. A smaller number hold a Fidelity-administered workplace pension, where an employer chose Fidelity as their auto-enrolment or group personal pension provider but still allowed employees a wide range of self-select fund options.
Because SIPP holders on Fidelity are typically more engaged with their own portfolio, the transfer conversation often includes questions about how existing fund holdings translate into a QROPS structure, and whether investments need to be liquidated before the transfer can proceed. We walk through this with you before any paperwork starts, so there are no surprises about what happens to your specific holdings.
Transfer Considerations
What matters most when moving a Fidelity pension
The rules that govern this transfer come from HMRC, not Fidelity — so getting the compliance side right protects you, whichever provider you're moving from.
ROPS verification first
Before Fidelity releases a single rupee, we confirm your receiving scheme is on HMRC's recognised overseas pension scheme list.
Avoiding the 55% penalty
Transferring to an unrecognised scheme can trigger an unauthorised payment charge of up to 55% of the transfer value — a risk we eliminate upfront.
HMRC-compliant paperwork
Discharge forms, ID verification and provider declarations are all prepared to be accepted by Fidelity the first time.
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Related pages & other providers
The transfer process
A step-by-step look at how your money moves. See the process →
Talk to us
Start your Fidelity QROPS assessment today. Contact us →
Other providers
Also handling transfers from Aegon, Royal London and more. All providers →
Start with a Free Assessment
Ten minutes is all it takes to know where your Fidelity pension stands.
Tell us about your Fidelity SIPP or workplace pension and where you're settling. We'll come back with a clear, no-obligation read on whether a QROPS transfer is right for you, what it would cost, and how long it would take.