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The People's Pension · QROPS Transfer for NRIs

Transfer Your UK Pension From The People's Pension to India without the guesswork.

The People's Pension is one of the UK's largest workplace pension master trusts, used by thousands of small and medium employers for auto-enrolment. If you built up a pot with The People's Pension during your UK working years and have now settled, or are settling, in India, we handle the entire move into an HMRC-recognised QROPS — compliant, tax-aware, and settled directly between providers.

India's Best QROPS Specialist · HMRC-recognised QROPS · 13+ years · 1500+ NRIs guided

The People's Pension logo — QROPS transfer support for The People's Pension UK pension holders

Your The People's Pension Pot

What kind of pot are you likely holding with The People's Pension?

As a master trust built for auto-enrolment, The People's Pension serves thousands of small and medium UK employers who don't run their own dedicated scheme.

Almost every member holds a defined contribution auto-enrolment pot, built from minimum employer and employee contributions invested in one of The People's Pension's default or self-select fund options. Because many members change jobs multiple times, often across different small and medium employers who each used The People's Pension as their provider, some NRIs actually hold more than one pot with the same master trust, sometimes without realising both are still open.

Before starting a transfer, we check whether you have multiple pots under The People's Pension that should be consolidated first, and confirm the current cash-equivalent transfer value on each before any paperwork goes to them.

Transfer Considerations

What matters most when moving a The People's Pension pot

The rules that govern this transfer come from HMRC, not The People's Pension — so getting the compliance side right protects you, whichever provider you're moving from.

ROPS verification first

Before The People's Pension releases a single rupee, we confirm your receiving scheme is on HMRC's recognised overseas pension scheme list.

Avoiding the 55% penalty

Transferring to an unrecognised scheme can trigger an unauthorised payment charge of up to 55% of the transfer value — a risk we eliminate upfront.

HMRC-compliant paperwork

Discharge forms, ID verification and provider declarations are all prepared to be accepted by The People's Pension the first time.

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Related pages & other providers

Our full service

See the six specialist services behind every transfer. View services →

Start with a Free Assessment

Ten minutes is all it takes to know where your The People's Pension pot stands.

Tell us about your pot and where you're settling. We'll come back with a clear, no-obligation read on whether a QROPS transfer is right for you, what it would cost, and how long it would take.